Crypto trading fee calculator
See what a single trade costs in fees, how paying in BNB and a referral discount change it, and what it adds up to over a month. Everything runs in your browser — nothing is sent anywhere.
Figures are estimates as of 2026. Always confirm the live fee on the exchange's own fee schedule — tiers and promotions change.
How crypto trading fees work
Every time you buy or sell on a spot exchange you pay a small percentage fee. There are two rates: the taker fee, charged when your order fills instantly against the order book (a market order), and the slightly lower maker fee, charged when you place a limit order that waits on the book and adds liquidity. On most large exchanges the difference is small at the beginner tier, but it adds up if you trade often.
As of 2026, Binance's standard spot fee is around 0.10%. Two things can lower it: holding and paying fees in BNB (a discount of roughly 25%), and signing up through a referral, which can shave up to another 20% off via the rebate. The calculator above lets you toggle both so you can see the real number rather than guessing. For the full picture, our guide to trading fees walks through tiers, spreads and network fees.
One thing the percentage hides: the spread — the gap between the buy and sell price — is a cost too, separate from the fee. On liquid pairs like BTC/USDT it's tiny; on obscure coins it can dwarf the trading fee. Beginners often overpay there without realising it. If you're just starting, our first-buy walkthrough shows where these costs show up.
Ways beginners pay less
- Use limit (maker) orders when you're not in a hurry.
- Trade liquid pairs so the spread stays small.
- Enable the BNB fee discount if you'll trade more than occasionally.
- Sign up with a referral code so the rebate is on from day one — it never makes you pay more.
- Don't over-trade. The cheapest fee is the trade you don't make on impulse.
A referral code such as BNB968 can lower your fees but never raises them. The actual discount is shown on the exchange's page at sign-up and can change with promotions.